Cost of Ownership: 2025 Ford vs. Lexus Compared

When considering a new vehicle, understanding the total cost of ownership (TCO) is essential. This includes not just the purchase price, but also factors like fuel costs, maintenance, insurance, and depreciation. In this article, we will compare the 2025 Ford lineup with Lexus to help you make an informed decision.

Purchase Price

The initial purchase price can significantly impact your overall budget. As of 2025, Ford offers a range of vehicles from budget-friendly sedans to robust trucks, with prices generally starting around $20,000 for entry-level models and exceeding $60,000 for fully loaded trucks and SUVs. Lexus, on the other hand, is a luxury brand, with prices typically starting in the mid-$30,000 range and going up to over $100,000 for high-end models.

While Ford may seem more economical upfront, the choice between these brands will largely depend on your budget and preferences for features and luxury.

Fuel Efficiency

Fuel costs are a significant part of TCO. In 2025, Ford continues to emphasize fuel efficiency across its lineup, with many models offering hybrid and electric options. For instance, the Ford Escape Hybrid achieves an estimated 40 miles per gallon (mpg) in the city and 37 mpg on the highway, making it a strong contender for those looking to save on fuel.

Lexus, known for its luxury vehicles, also provides hybrid options, such as the Lexus RX Hybrid, which offers about 31 mpg in the city and 28 mpg on the highway. While Lexus vehicles are generally efficient for their class, Ford's broader range of fuel-efficient models may provide more options for cost-conscious buyers.

Maintenance and Repairs

Maintenance costs can vary significantly between Ford and Lexus. Generally, Ford vehicles tend to have lower maintenance costs, partly due to the availability of parts and the widespread knowledge of Ford vehicles among mechanics. On average, Ford owners can expect to spend around $500 to $700 annually on maintenance and repairs, depending on the model and usage.

Lexus vehicles, while renowned for their reliability, can incur higher maintenance costs, averaging around $800 to $1,200 annually. This is often attributed to the luxury components and specialized service required for these vehicles. However, Lexus does have a reputation for reliability, which can lead to fewer repairs over time.

Insurance Costs

Insurance is another critical factor in TCO. Typically, luxury vehicles like Lexus come with higher insurance premiums due to their higher value and repair costs. For instance, insuring a Lexus ES might cost around $1,500 annually, while a Ford Fusion could average around $1,200 per year.

However, insurance rates can vary widely based on location, driving history, and other factors. It's advisable to obtain quotes from multiple insurance providers to get a clearer picture of your potential expenses.

Resale Value

Depreciation plays a significant role in the overall cost of ownership. Luxury vehicles, including Lexus, tend to depreciate at a slower rate compared to non-luxury brands. According to industry reports, Lexus vehicles retain about 50% of their value after five years, while Ford vehicles typically retain around 40% of their value over the same period. This means that while the upfront cost of a Lexus is higher, it may offer better long-term value when it comes to resale.

Customer Satisfaction and Brand Reputation

Customer satisfaction can influence your ownership experience. Ford has a solid reputation for producing reliable and practical vehicles, appealing to a broad audience. On the other hand, Lexus consistently ranks high in customer satisfaction surveys, often praised for its luxury features, comfort, and service quality.

According to J.D. Power's 2025 Vehicle Dependability Study, Lexus ranked first in dependability, while Ford was noted for its strong performance in the truck segment, particularly with models like the Ford F-150.

Conclusion

In summary, the choice between a 2025 Ford and a Lexus depends on various factors, including your budget, desired features, and long-term ownership goals. Ford vehicles generally offer a lower purchase price, better fuel efficiency in many models, and lower maintenance costs. Conversely, Lexus vehicles provide a luxury experience with higher resale value and strong customer satisfaction.

When making your decision, consider what aspects of ownership are most important to you. If you prioritize upfront cost and practicality, Ford may be the better choice. If you value luxury, brand reputation, and resale value, Lexus could be worth the investment. Ultimately, understanding the total cost of ownership will help you choose the vehicle that best fits your lifestyle and financial goals.